Planning for retirement

For almost 100 years we've helped members successfully prepare for, and enjoy, a financially comfortable retirement. We are the experts in your defined benefit superannuation.

Retirement is when you put your dreams into action – travel, write a book, perfect your woodwork technique, hike up a mountain, join a choir, help in the local op shop, coach newcomers with their English and spend time with friends and family.

To make these dreams happen you need to plan and the earlier your plan starts, the better.

• Will you have enough super? You probably know how much super you have now, but do you know how much you'll have for your retirement? Working out how much money you'll need in retirement can be challenging. It's important that you understand your objectives.
• Your planned retirement date Are you dreaming of retirement? If we know what you’re planning, we can keep you informed on things to consider to maximise your outcomes and get ready for retirement.
• Will your money last? Australians are living longer and, while the thought of living a long time might be appealing, as long as we stay healthy and happy, it does have financial implications. It can mean a long time to fund your retirement. Will your retirement savings go the distance and what can you do about it?
• Where do I start? You're already on the path to a successful retirement as an ESSSuper member. Whether you’re 10 or 5 years away from retirement, or are planning to retire next year, we've made it easy for you. Find out more about where to start here.
• Retirement Income Streams We make it easy for you to plan your retirement and when you’re ready to make decisions, we have an award winning Retirement Income Stream or Working Income Stream to provide a source of income for the years ahead.