Publications

This is the central hub for all ESSSuper publications. You can find more detailed information in the documents below.

Fact sheets and brochures

Our fact sheets and brochures provide general information on ESSSuper products and a range of topics, to help you manage your super.

Our products

• Retirement Income Streams (FS010) (PDF 121.9KB)
• Working Income Streams (FS015) (PDF 118.6KB)
• Spouse accounts (FS013) (PDF 71.4KB)
• About the Lump Sum Account (FS038) (PDF 59.1KB)
• Frequently asked questions about your benefit (FS018)ESSS Defined Benefit Fund
   (PDF 82.9KB)
• Daily unit pricing (FS040) (PDF 554.3KB)

Making the most of your super

• Financial advice options from your super fund (FS019) (PDF 66.4KB)
• Consolidate (roll over) your super (FS016)Accumulation Plan & Income Streams
   (PDF 61.4KB)
• Superannuation and working parentsESSS Defined Benefit Fund
   (PDF 652.2KB)
• Boosting your super (defined benefit members) (FS006) (PDF 66.6KB)
• Understanding contribution rates (FS034)ESSS Defined Benefit Fund
   (PDF 74.7KB)
• Salary sacrifice contributions for Accumulation Plan members (FS011) (PDF 73.4KB)
• Salary sacrifice contributions for defined benefit members (FS012) (PDF 74.5KB)
• Non-concessional (after-tax) contributions (FS005) (PDF 71.1KB)
• Downsizing contributions into super (FS032) (PDF 61.1KB)
• First Home Super Saver Scheme (FS031) (PDF 56.1KB)
• Access to super and tax (FS004) (PDF 69KB)
• Lifetime pension vs lump sum payment (FS007)Revised Scheme & SERB Scheme
   (PDF 52.5KB)
• Recognition of prior continuous service for super purposes (FS009)Revised, New, Transport, SERB, & MWCES Schemes
   (PDF 66.5KB)

Looking after your loved ones

• Beneficiary nominations (FS001)ESSS Defined Benefit Fund
   (PDF 96.3KB)
• Beneficiary nominations (FS002)New Scheme
   (PDF 136.3KB)
• Beneficiary nominations (FS003)Transport Scheme
   (PDF 135.8KB)
• When a loved one dies (FS014)Revised Scheme & SERB Scheme
   (PDF 63.3KB)
• Claiming a disability benefit (defined benefit) – includes Application for disability benefit (PDF 341.2KB)
• Income Protection insurance (FS008)Accumulation Plan
   (PDF 63.2KB)
• Claiming a Total & Permanent Disablement benefit (FS036)Accumulation Plan
   (PDF 87.4KB)
• Claiming an Income Protection benefit (FS037)Accumulation Plan
   (PDF 87.5KB)

Employer-specific documents

Ambulance Victoria

• A guide to understanding your super for operational employees (PDF 748.9KB)
• The impact to your super under a Four for Five Flexible Working Arrangement (FS039) (PDF 66.7KB)

Fire Rescue Victoria

• A guide to understanding your super for new operational paid employees (PDF 694.8KB)

Victoria Police

• A guide to understanding your super for new operational employees (PDF 694.8KB)
• Deferred salary scheme (FS029) (PDF 66KB)
• EB 2019 - Personal leave/make-up pay in advance (FS033) (PDF 52.5KB)

Super News newsletters

Missed some news? Super News is a great way to stay on top of what's happening.

• ESSSuper Super News - December 2023

• ESSSuper Super News - June 2023

2022

• ESSSuper Super News - July 2022

2021

• ESSSuper Super News - August 2021

• ESSSuper Super News - March 2021

2020

• ESSSuper Super News - July 2020

• ESSSuper Super News - January 2020

2019

• ESSSuper Super News - July 2019

• ESSSuper Super News - January 2019

2018

• ESSSuper Super News - June 2018

2017

• ESSSuper Super News - December 2017

Annual Reports

Our Annual Report provides updates from our CEO and Board President, information on investment performance highlights, financial statements, and remuneration details.

• Annual Report 2024 (PDF 4.6MB)

Previous Annual Reports

• Annual Report 2023 (PDF 3.7MB)
• Annual Report 2021 (PDF 6.7MB)
• Annual Report 2019 (PDF 1.5MB)
• Annual Report 2017 (PDF 5.8MB)
• Annual Report 2015 (PDF 1.6MB)
• Annual Report 2013 (PDF 3.5MB)
• Annual Report 2011 (PDF 2.5MB)

• Annual Report 2022 (PDF 2.7MB)
• Annual Report 2020 (PDF 4.2MB)
• Annual Report 2018 (PDF 1.6MB)
• Annual Report 2016 (PDF 1.2MB)
• Annual Report 2014 (PDF 2.2MB)
• Annual Report 2012 (PDF 2.6MB)

Pay day calendars

Our Income Stream and Pension pay day calendars list the dates payments are made to members during each financial year.

You can download a copy, or a digital calendar to use in email and calendar programs, such as Outlook, Google (gmail), Yahoo!, and Apple Calendar.

2024-25 calendars

Pension

• Pension pay day calendar 2024-25 (PDF 108.2KB)
• Digital Pension pay day calendar 2024-25 (Apple, Android and Outlook) (ICS 239.5KB)

Income Stream

• Income Stream pay day calendar 2024-25 (PDF 120.1KB)
• Digital Income Stream pay day calendar 2024-25 (Apple, Android and Outlook) (ICS 670.5KB)

2023-24 calendars

Pension

• Pension pay day calendar 2023-24 (PDF 72.8KB)
• Digital Pension pay day calendar 2023-24 (iOS and Outlook) (ICS 1.6MB)

Income Stream

• Income Stream pay day calendar 2023-24 (PDF 74.1KB)
• Digital Income Stream pay day calendar 2023-24 (iOS and Outlook) (ICS 2.4MB)