We're sending PAYG summaries for the 2023-24 financial year to eligible members via their preferred delivery method. Alternatively, eligible members can download their PAYG summary from their Members Online inbox.

If you recently received an email from us regarding interview sessions on behalf of our research provider, AKQA; that is a legitimate email. Please contact us at research@esssuper.com.au if you have any concerns.

PDS and handbooks

July 16 2024

Removal of the low rate cap amount

Starting 1 July 2024, any taxable super withdrawn by anyone under 60 will be taxed at 22%. The preservation age is now 60, so the $235,000 low rate cap is no longer applicable.

Find out about more 1 July 2024 changes

 

Our Product Disclosure Statements (PDS) and Handbooks contain detailed information about your fund - such as costs, benefits and risks.

PDS: Accumulation Plan (for members and their spouses)

Product Disclosure Statement

 

Incorporated guides

 

Application forms

 

Design and Distribution Obligations (DDO)

Financial advisers: Report significant dealings not consistent with the TMD.

PDS: ESSS Defined Benefit Fund

Product Disclosure Statement

PDS: Income Streams (for members and their spouses)

Product Disclosure Statement

 

Application forms

Spouse only: To open an ESSSuper Income Stream account, spouses need to:

  • Open an Accumulation Plan account by completing and posting the Spouse only: Accumulation Plan application form (E166), available in the Accumulation Plan PDS section above
  • When your Accumulation Plan account is open and your money has been received, you can open your Income Stream account through Members Online (in the Account menu).

 

Design and Distribution Obligations (DDO)

Financial advisers: Report significant dealings not consistent with the TMD.

PDS: Beneficiary Account

Product Disclosure Statement

 

Incorporated guides

 

Application form

 

Design and Distribution Obligations (DDO)

Financial advisers: Report significant dealings not consistent with the TMD.

Handbooks: State super funds