Search
Search for
*
Search
Loading results...
More Results
Close
Skip to main content
Main Navigation
Super
Our funds
Which super fund or plan are you in? Find out more about them all here.
Accumulation Plan
Emergency services funds
ESSS Defined Benefit Fund
Beneficiary Account
Accumulation Plan
State super funds
New Scheme
Revised Scheme
Transport Scheme
SERB Scheme
Accumulation Plan
Retirement Income Streams
Spouse Accounts
Super basics
Super can be confusing. Get your head around the basics here, before you go into more detail.
Types of super
Beneficiaries
Tax and Super
Accessing Super
Family Law and Super
Grow your super
Want to know how to improve your super? Check out our strategies here.
Find your super
Rollover your super
Salary sacrifice
Extra contributions
Increase your contribution rate
Spouse contributions
Super co-contributions
Insurance
Find out about your current insurance entitlements and options for changing your cover here.
Changing jobs
Stay with ESSSuper. Choosing the right super fund can make a big difference to your lifestyle when you retire.
Changing Jobs
Forms & transactions
Education events
Calculators
Something super for your spouse
Retirement
Planning for retirement
Have you thought about what you’d like to do when you retire? Find out how we can help you plan to live your retirement dream.
Will you have enough super?
Your planned retirement date
Will your money last?
Where do I start?
10 years from retirement
5 years from retirement
1 year from retirement
Retirement Income Streams
Retirement life stages
Retirement is an adventure that changes as you age. Find out how you can make the most of each stage in this new chapter of your life.
Stage 1: Pre-retirement planning phase
Stage 2: Active retirement phase
Stage 3: Contemplative phase
Stage 4: Dependency phase
Retirement options
We have worked hard to provide award-winning funds designed to support you in your retirement journey. Review your choices here.
Working Income Streams
Retirement Income Streams
Pension members
This section is just for you. Here you will find information to help you manage your pension and enjoy your retirement.
Retirement guide
This guide is designed to highlight some of the key things you should think about now to plan the next stage of your journey with confidence.
Pay day calendars
Education events
Forms & transactions
Calculators
Will you have enough super when you retire?
Investments
Performance
We strive for consistent investment performance and above average returns over the long term. Find our latest performance here.
Annual returns
Monthly returns
Daily unit pricing
State Super crediting rates
Investment options
Find out more about your investment choice and explore our investment options. Which ones are right for you?
Growth
Balanced Growth
Balanced Growth Managed
Ethical Diversified
Balanced
Conservative
Capital Stable
Defensive
Shares Only
Cash
Investment approach
We follow key investment principles to help you achieve a comfortable and financially secure retirement.
Who manages your money
Portfolio holdings
Responsible investment
Proxy Voting
Investment news
Superannuation is a rapidly changing industry. We aim to keep you informed by providing current, easy to read articles, investment commentary and videos.
Choosing your options
Daily unit prices
State super crediting rates
Calculators
How we perform over the long term
Employers
Making contributions
Government regulations require your employees’ super benefits to be paid on time. Here you will find all the tools and information to help make this easy.
Help for employers
If you need some assistance or have a query – we’re here to help.
Victorian State Super Employers
Victorian Emergency Services Employers
Other Employers
Publications
Publications to assist employers including EOL User Guide, fund manual(s), and Choice of Super Fund form.
Employer Online
Through Employer Online (EOL), employers can pay defined benefit contributions, change employee details, and more.
Login
HELP FOR
Victorian State Employers
Emergency Services Employers
Other Employers
About
Careers
Do you want to know what it’s like to work with us? Learn more about us and see current vacancies here.
Our values
Benefits of working at ESSSuper
Privacy Collection Statement for recruitment and employment
Our people
Who are the faces behind ESSSuper? Find out more about our Board and Executive team here.
The Board
Executive Team
Our operations
Find out about how we work, who we work with, and the standards we adhere to.
Significant Event Notices
Structure and legislation
Gender Equality Action Plan
Retirement Income Strategy
Outsourced service providers
Procurement activity plan
Contact us
1300 650 161
Emergency services
1300 655 476
State super
Awards
Check out our awards section to find out how ESSSuper compares with other super funds.
Annual Members' Meetings
We hold a meeting each financial year for members to learn about our investment performance and fund updates and ask questions.
Awards
Resources
Education events
Don't miss out on your opportunity to learn about your super from our Member Education Consultants.
Advice & education
We have a proud history working with members just like you to help them understand their super and achieve their retirement goals. Who better to help you with your retirement plan?
General advice & education
Member Education Consultants
Financial Advice
Calculators
Take some time to play around with our calculators to better understand your super. You might discover new ways you can improve your retirement outcomes.
News
Superannuation is a rapidly changing industry. We aim to keep you informed by providing current, easy to read articles.
2018
2019
2020
2021
2022
2023
2024
Forms & transactions
PDS & handbooks
Publications
Podcasts
Videos
Members Online
Manage your account online
Members Online
Login
Register
Trouble logging in?
You are here:
Home
Resources
Calculators
Calculator
Section Menu
Education events
Advice & education
General advice & education
Member Education Consultants
Financial Advice
Calculators
News
2018
2019
2020
2021
2022
2023
2024
PDS / Handbooks
Publications
Forms and transactions
Videos
Podcasts
Members Online
Death and TPD insurance cover
January 05 2025
<H2>Death and TPD Insurance Cover</H2>